Principal Risks

Principal risks include stock market risk, interest rate risk, liquidity risk, and short-term volatility.

General Disclosures

Investing involves risk including the potential loss of capital. These investments may lose value. Before investing in any investment portfolio, the client or participant should carefully consider their investment objectives, time horizon, and risk tolerance. Some information has been obtained from sources believed to be reliable, but Investors Asset Management does not guarantee the accuracy and assumes no liability for any loss arising from the use of such information.

There are limitations inherent in model results and actual client account returns calculated may vary significantly from the estimated performance due to factors unique to each client. Bankrate.com was used for calculations for future projections, along with the publicly available information on websites for pensions and Social Security.