“For All the Children” is a non-profit educational entity headquartered in the Bay Area. They provide after school tutoring services for students in 3rd – 8th grade. Lisa May, the company’s founder, was a former Teach for America teacher and founded the non-profit when she was 38 years old. Found out how she repositioned the company's 401(k) to make her employees feel valued.

Company XYZ is an IT consulting company based in the Southeast. The two owners (each aged 38 at the time) started the company in 2013 with six employees and expanded since then to about 30 employees (with plans to grow to 45 employees by 2022).When the two owners opened Company XYZ, they used a large payroll company for payroll processing. The payroll company also offered a 401(k) program, so the owners opted to use this 401(k) because it seemed the easiest option as they got the company off the ground.Here are a few of Company XYZ’s experiences: