Life has been coming at us fast lately as we cope with the COVID-19 pandemic. Yesterday, the Senate passed the CARES Act (Coronavirus, Aid, Relief, and Economic Security Act), which offers over two trillion dollars in aid.

If you are a business owner and haven’t heard of a cash balance plan before…you’ll want to keep reading to find out if you can save a small fortune in taxes AND ramp up your retirement funds.

Fred Reish is a highly esteemed and well-respected ERISA attorney who focuses on fiduciary responsibility, retirement income, and plan operational issues. He has written a series of Best Practice articles for plan sponsors and advisors.

In case you are tasked with administering your company's 401(k) plan, along with all of your other duties, we were wondering if a few thoughts about 401(k) audits might be helpful. Whether your plan is currently required to do an audit or not, it may be in the future. So let's look at some of the basics.

Does your 401(k) plan utilize a fee payment system known as revenue sharing? Whether you are a plan participant or especially if you are a plan sponsor, you should know. If you are a plan sponsor, you are required to know as a plan fiduciary.

Target date funds and target risk funds are two common types of investments in 401(k) plans. Both contain pro's and con's for participants and plan sponsors.

We have discussed index funds and exchange-traded funds (ETFs) several times in the past in conjunction with expert articles from others. We have also mentioned the ongoing industry discourse about the relative pros and cons of passive fund management vs. active management. Since plan sponsors for 401(k)s continue to move away from actively-managed funds, now is a good time to acknowledge this change and discuss some of the reasons why exclusive use of index funds and ETF's in 401(k) plans makes sense.

One of the main questions we often hear is "What's the difference between mutual funds, low-cost index funds, and ETFs?" This post breaks down the definitions for each one and compares their overall offerings.

We have often heard that it’s hard to know where to start when selecting a retirement plan - like a 401(k) or 403(b) - for your company. With over a decade in the retirement industry and 200 years of collective experience, we want to help guide you to make the best decision for your company.