Target date funds and target risk funds are two common types of investments in 401(k) plans. Both contain pro's and con's for participants and plan sponsors.

We have discussed index funds and exchange-traded funds (ETFs) several times in the past in conjunction with expert articles from others. We have also mentioned the ongoing industry discourse about the relative pros and cons of passive fund management vs. active management. Since plan sponsors for 401(k)s continue to move away from actively-managed funds, now is a good time to acknowledge this change and discuss some of the reasons why exclusive use of index funds and ETF's in 401(k) plans makes sense.

One of the main questions we often hear is "What's the difference between mutual funds, low-cost index funds, and ETFs?" This post breaks down the definitions for each one and compares their overall offerings.

We have often heard that it’s hard to know where to start when selecting a retirement plan - like a 401(k) or 403(b) - for your company. With over a decade in the retirement industry and 200 years of collective experience, we want to help guide you to make the best decision for your company.